Where is my healthcare Mr. Obama?

Ok, today I'm going to bitch about something a little closer to home. In February of this year I had to take my youngest to the ER for dehydration due to a viral illness and severe vomiting and diarrhea. I called his insurance company a couple of weeks ago to find out why they hadn't paid anything on his bill. She told me they had to check if the virus was a "pre-existing condition". I knew something was up then. Well, today I got a letter telling me they had denied his ER visit. Here is what they said:

"The above emergency room claim has not been approved because:
the condition, viral illness, did not warrant an emergency room visit. The symptoms of nausea, vomiting, diarrhea and weakness could have been evaluated in a less acute setting. The medical evaluation could have been performed at a physicians's office."

My son started running fever, throwing up, and running to the bathroom every five minutes on Friday night. By Sunday he was dehydrated and going downhill. I hadn't been able to stop the vomiting or diarrhea with OTC drugs. Now tell me, what would you do? I took him to the ER thinking that this was one of the instances that I bought the insurance for. Now they are telling me I was a bad parent to needlessly running my kid to ER. I guess they wanted me to wait until he had a seizure or was unconcious from the dehydration before I sought treatment for him.

The next letter I opened was from his previous insurance company denying a claim for a hand X-ray for the same kid from last November. They are telling me that because it was an accident it will be covered under the accident rider on his policy, which hasn't met the deductible of $2500.00. When the hell did that get added?! I didn't agree to that BS.

So this is where our healthcare is going. Just because they have to provide you with a policy under this new law (Which won't take effect until 2014 BTW.), they don't have to pay the God Damned Bill. They also get to raise your rates anytime they feel like it. Welcome to Obamacare folks. It just gets worse from here.

Pelosi Prays? Oh my!

Nancy… What will your constituents say?! You’re praying? And to a Catholic Saint? Oh my. Garofolo will be so disappointed that you still have such primitive beliefs. Civilized people such as you should no longer need the archaic belief in religion.

I listened to her press conference. Every time I see her I think of the wicked witch of the west. (If only we could drop a house on her.) Her claims are so ridiculous. She said in her conference that they had gathered small children together to hear them speak about why this healthcare bill was so important to them. That they had children there as young as six weeks old. Tell me something Nancy, what did the six week old children tell you about the bill? Did they give you some more arm twisting tactics? Kids don’t give a damn! They want ice cream and to go play video games!

Now we have the leak that the only way they got the cost of the Obamacare plan down was to remove the doc fix, which is almost half a billion dollars. If they pass this monster you had all better start learning to speak Chinese, because they are going to own us.

Anyone with any experience in business knows that the first thing that will happen is the skyrocketing of health care costs. They may be forced to provide a diabetic like me with insurance, but the government hasn’t said how much they can charge. Last time I checked, private insurance on myself would run approximately $1500.00 per month. And that was with a one year exclusionary period for anything related to diabetes. So, you think that if they make them cover me I’m going to get a better deal? I anticipate private insurance for myself to go up to around $2500.00 per month.

We have already seen some of the fall out from this bill. My youngest son does not meet the height and weight requirements for health insurance. He is too tall and too heavy for a child his age according to their charts. The company we purchased his private insurance through (the reason for that is a whole different saga) decided they wanted out of the insurance game and they didn’t want to insure any high risk candidates. (Apparently being 5' 11" and 200lbs at 13 is a risk.) His rate jumped in January from 112$ per month to over 435$ per month. Needless to say we had to shop around and find new insurance. And that is with the bill just under consideration! What do you think it will do if this thing passes!!!! All of us will be paying the fine for not having health care. Or we will all be on medicare because we have lost everything we own because we got sick. This will only compound the problem, not fix it.

Health Insurance Woes

My son is too tall for his age? I have one son who is on the heavy side. He is 5 foot six and 200 pounds. He is a big farm boy. His insurance company has decided that they want none of Obamas socialized medicine, so they are trying to get out of the Medical Insurance. His premiums, on January 1, will jump from 71$ per month to 451$ per month. That is a bit steep for my wallet, as I suspect it would be for any of us. So we started shopping around for insurance.

The answer we got back is that his height weight ratio are outside the limits for his age. The height and the weight are fine for an adult, but he is too tall for his age. I have never heard of such ridiculous....Oh wait, yes I have. Socialized medicine in America. That beats the height weight ratio.

Obama has acheived his goal of equalizing health care for all. Now nobody can get health care, just like the poor people. Unless your an illegal alien, or a drug dealer. Then you get all the free health care you want. Hmm, maybe I should immegrate to Mexico and then sneak back across the border. Would somebody give medical attention to a middle aged diabetic then? It's worth considering.