Senator McCaskill,
I have been trying to contact you regarding the Obamacare package that you and the other Democrats shoved through. I am one of those people that you claimed to want to protect. I am a diabetic with high blood pressure and a family history of colon cancer. No insurance wants to touch me, so I am forced to remain working at my current job where they have to cover me under their group policy. My employer does not pay the premium though, they just provide me access.
I just found out that as of January 1st, the insurance company changed it's policy about my deductibles. Doctors visits and tests as well as hospitalization and ER visits are not covered until I reach the deductible limit of $2000.00. My rates have also jumped as well. I was paying around $220.00 per month, for myself alone. Now it's up to $250.00 per month, still just for me. When I added my two children on the monthly rate doubled to over $400.00 per month, so I had to go to our home insurer and get private insurance for each child. My husbands employer doesn't allow insurance to cover family members. Because of the way the beans feel when they counted them, each of my boys has a seperate policy with a different company. Each of them now has a $2500.00 deductible that must be met, as well as my husbands $500.00 deductible. So I have $8,000.00 worth of deductibles that must be met every year before my health insurance helps me at all. Of course I have to add the $1400.00 worth of premiums that I have to pay over the course of a year. I am now at $9,400.00 per year outlay for health insurance.
Last year I had a doctor's visit deductible of $250.00 and a hospital/testing deductible of $2500.00. My children had a $500.00 deductible all the way around. I spent $2400.00 total last year on premiums and bills for everyone. I know this because we just figured it up for the taxes. So, thanks to your passage of the healthcare bill, my medical outlay has risen from $2400.00 per year to $9,400.00 per year.
Oh, and here is the really fun part. I had to take my youngest to the hospital for dehydration when he had the flu in february and they are refusing to either pay or count that cost towards his deductible. At first they tried to tell me the flu was a pre-existing condition, but that didn't fly. They tell me now that it did not require treatment in an ER Setting, therefore it doesn't count. That I used the system inappropriately. That when my son started throwing up and having diarrhea on Friday night and was so weak by Sunday morning, when I took him to the ER, that he could barely sit up, I was using the medical system inappropriately.
So I just wanted you to know how much you had "helped" me. And I just found out that next year, my premium rates may jump to $750.00 per month, because under your new law they can charge me, as a high risk person, three times what the average premium is for my policy. I really hope you read this, because I don't think you realize that you have just ruined alot of lives. I am seriously looking at dropping all healthcare now and paying your penalty because I cannot afford to pay $750.00 per month for a premium. I may also have to stop taking some of my medicine because I can't afford to go to the doctor and pay the labs and pay for the medicine required to treat my diabetes and blood pressure now.
Thanks for nothing.
Thought you were supposed to help us
Jefferson City, MO
Showing posts with label McCaskill. Show all posts
Showing posts with label McCaskill. Show all posts
Friday, May 7, 2010
Thursday, August 27, 2009
My first town hall
I went to my first town hall last night. I didn’t get to go in, but what an eye opening experience. I thought I had met some liberals before, but I was wrong. I also met some very hard right wing characters too. If I have led you to believe that I am a republican, I apologize. I am neither Democratic nor Republican. I would prefer to be part of the Common Sense party. Let me tell you about my experience standing in line.
When we arrived at Lewis and Clark Middle School, the police had the parking lot blocked off. No one was allowed to park at the school. So, we drove four blocks to park at the side of the road along the street in a housing sub division. Now, keep in mind, my mother, who has two artificial knees, is with me. Lewis and Clark is situated on a hillside that is steep enough it has the truck warning signs. Not a fun place to walk with artificial knees. (I wonder what they did about the handicapped people.) Anyway, we start walking back to the school. Immediately a young man and an older woman come up behind us. The guy is already agitated and is looking to pick a fight. He talks to the woman behind us who announces that she is a social worker and a socialist. (I remember a time when people did not proudly proclaim that they were socialists in America.) Mom and I decide to stay away from them.
When we finally climb the hill and the stairs, we see the line. It stretches around the building, down the sidewalk, and past the school. Keep in mind that we are here 45 minutes early. We stand in line and wait. The organizers for Pro Healthcare reform are walking up and down the line handing out stickers and trying to get people to sign petitions. One lady walks by handing out pro-life information about how the healthcare bill will fund abortion. Now truthfully I was as repulsed by her as I was by the others, but as she walked by and said “This explains how the healthcare reform will fund abortion.” A man from the other side walks the opposite direction, handing out stickers as he goes, looking like he just came from Woodstock, and says to the crowd “Yes, and that’s just how it should be.” …. I support a woman’s right to choose. I think we’re stupid if we think we are going to prevent it, but this guy went too far. It wasn’t what his words said, but how he said them. He was not promoting the right to have an abortion; he was promoting everyone having an abortion. It was so creepy.
The two women behind us start talking and engage us. They are pro healthcare, I am not. I stated right off the bat that I will fight for her right to disagree with me, but I will fight for my right to disagree with her too. She made the statement “I don’t know what they want people who cannot afford their medicine to do. Have a bake sale?” At that point I could not keep my big mouth shut. I turned around and said “Yes, that’s exactly what they should do. When someone is hurt the community comes together and helps them out. We attended a benefit Saturday that raised $14,000 for a man who was injured in a wreck and needed help.” She was flabbergasted. She really didn’t know what to say. She finally came back with “Well that’s fine for him, but what about the rest.” We then got into the standard “Why should I pay for your healthcare?” and “Who said your going to pay?” followed by “Is the money going to magically appear? It’s got to come from somewhere.” Thrust and parry.
At some point the guy in front of us jumped in championing Medicare and the Veterans Commission. The gal behind us said her father was receiving wonderful care at the VA and had a direct line to his doctor. I told her about our horror fest of dealing with Medicare and the VA when Grandpa had cancer and how it would take a week to get a return call from the doctor, medicine wouldn’t be filled, treatments were delayed, etc., etc.
We continued this as we moved towards the door. The cops kept warning us “Only 376 people will be allowed in due to fire code.” Fifteen people from us they stopped the line announcing they were now at capacity. Disheartened and disappointed mom and I turned around and headed back to the car. The only heartening thing was that as we walked back we were surrounded by like minded people. Amazing, I just happened to hit a crazy pocket in line.
The whole experience left me saddened for our country that we have proud socialists roaming the street and running our government and people who have been led so far down the primrose path that they believe money will magically appear to pay for everything everyone wants. This has always been the problem with Socialism, Communism, and Marxism. It’s a beautiful theory, until you realize that the food doesn’t harvest itself and money doesn’t grow on trees. I saw a bumper sticker on the way out that pretty well summarizes it. “Socialism is a wonderful thing…until you run out of other peoples money.”
When we arrived at Lewis and Clark Middle School, the police had the parking lot blocked off. No one was allowed to park at the school. So, we drove four blocks to park at the side of the road along the street in a housing sub division. Now, keep in mind, my mother, who has two artificial knees, is with me. Lewis and Clark is situated on a hillside that is steep enough it has the truck warning signs. Not a fun place to walk with artificial knees. (I wonder what they did about the handicapped people.) Anyway, we start walking back to the school. Immediately a young man and an older woman come up behind us. The guy is already agitated and is looking to pick a fight. He talks to the woman behind us who announces that she is a social worker and a socialist. (I remember a time when people did not proudly proclaim that they were socialists in America.) Mom and I decide to stay away from them.
When we finally climb the hill and the stairs, we see the line. It stretches around the building, down the sidewalk, and past the school. Keep in mind that we are here 45 minutes early. We stand in line and wait. The organizers for Pro Healthcare reform are walking up and down the line handing out stickers and trying to get people to sign petitions. One lady walks by handing out pro-life information about how the healthcare bill will fund abortion. Now truthfully I was as repulsed by her as I was by the others, but as she walked by and said “This explains how the healthcare reform will fund abortion.” A man from the other side walks the opposite direction, handing out stickers as he goes, looking like he just came from Woodstock, and says to the crowd “Yes, and that’s just how it should be.” …. I support a woman’s right to choose. I think we’re stupid if we think we are going to prevent it, but this guy went too far. It wasn’t what his words said, but how he said them. He was not promoting the right to have an abortion; he was promoting everyone having an abortion. It was so creepy.
The two women behind us start talking and engage us. They are pro healthcare, I am not. I stated right off the bat that I will fight for her right to disagree with me, but I will fight for my right to disagree with her too. She made the statement “I don’t know what they want people who cannot afford their medicine to do. Have a bake sale?” At that point I could not keep my big mouth shut. I turned around and said “Yes, that’s exactly what they should do. When someone is hurt the community comes together and helps them out. We attended a benefit Saturday that raised $14,000 for a man who was injured in a wreck and needed help.” She was flabbergasted. She really didn’t know what to say. She finally came back with “Well that’s fine for him, but what about the rest.” We then got into the standard “Why should I pay for your healthcare?” and “Who said your going to pay?” followed by “Is the money going to magically appear? It’s got to come from somewhere.” Thrust and parry.
At some point the guy in front of us jumped in championing Medicare and the Veterans Commission. The gal behind us said her father was receiving wonderful care at the VA and had a direct line to his doctor. I told her about our horror fest of dealing with Medicare and the VA when Grandpa had cancer and how it would take a week to get a return call from the doctor, medicine wouldn’t be filled, treatments were delayed, etc., etc.
We continued this as we moved towards the door. The cops kept warning us “Only 376 people will be allowed in due to fire code.” Fifteen people from us they stopped the line announcing they were now at capacity. Disheartened and disappointed mom and I turned around and headed back to the car. The only heartening thing was that as we walked back we were surrounded by like minded people. Amazing, I just happened to hit a crazy pocket in line.
The whole experience left me saddened for our country that we have proud socialists roaming the street and running our government and people who have been led so far down the primrose path that they believe money will magically appear to pay for everything everyone wants. This has always been the problem with Socialism, Communism, and Marxism. It’s a beautiful theory, until you realize that the food doesn’t harvest itself and money doesn’t grow on trees. I saw a bumper sticker on the way out that pretty well summarizes it. “Socialism is a wonderful thing…until you run out of other peoples money.”
Tuesday, August 4, 2009
An Open Letter To Senator McCaskill
Dear Senator McCaskill,
First of all, I am amazed at the number of my friends that have contacted you and got the exact same canned response. We talk about this a lot, and we have absolutely nothing to do with the Insurance Industry. We are average Missouri citizens from all walks of life, and we are very unhappy with your response. I really hope your aides read this and pass this message along to you. WE DON’T WANT HEALTHCARE REFORM!!!! My healthcare is my business. I prefer to let the market drive our system because I believe in free trade. I am a diabetic and I don’t want to have to wait for six months to see a doctor. I also don’t want you to write me off because I cost the system too much. I have dealt with both the Veterans Administration and Medicare when my grandfather became older and developed cancer. If either of those two organizations are indications of what our healthcare would become I can tell you that I want NOTHING to do with it.
You and your colleagues on the Health, Education, Labor, and Pension Committee and on the Finance Committee are NOT listening to the people who voted for you! If you want to cover all of the illegal aliens in the country please do not do it with my tax dollars! Do not force the healthy people of this country who do not want to spend their money on healthcare to do just that. I also think you have quite enough of my information. If I wanted to share my medical records with Congress I would give it to them. I have no desire to wait for months for a doctor’s visit and more months for scheduled tests. I don’t want my medicine rationed or denied because it costs too much.
You are correct about one thing. The longer you ignore the people who voted for you the worse it will get and you will find yourself without a job come next election. Start listening to the public and Vote NO on Healthcare Reform!
First of all, I am amazed at the number of my friends that have contacted you and got the exact same canned response. We talk about this a lot, and we have absolutely nothing to do with the Insurance Industry. We are average Missouri citizens from all walks of life, and we are very unhappy with your response. I really hope your aides read this and pass this message along to you. WE DON’T WANT HEALTHCARE REFORM!!!! My healthcare is my business. I prefer to let the market drive our system because I believe in free trade. I am a diabetic and I don’t want to have to wait for six months to see a doctor. I also don’t want you to write me off because I cost the system too much. I have dealt with both the Veterans Administration and Medicare when my grandfather became older and developed cancer. If either of those two organizations are indications of what our healthcare would become I can tell you that I want NOTHING to do with it.
You and your colleagues on the Health, Education, Labor, and Pension Committee and on the Finance Committee are NOT listening to the people who voted for you! If you want to cover all of the illegal aliens in the country please do not do it with my tax dollars! Do not force the healthy people of this country who do not want to spend their money on healthcare to do just that. I also think you have quite enough of my information. If I wanted to share my medical records with Congress I would give it to them. I have no desire to wait for months for a doctor’s visit and more months for scheduled tests. I don’t want my medicine rationed or denied because it costs too much.
You are correct about one thing. The longer you ignore the people who voted for you the worse it will get and you will find yourself without a job come next election. Start listening to the public and Vote NO on Healthcare Reform!
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